Health Care Costs - Whew!

My daughter purchases her own insurance. As a healthy young lady she spends $560/month (up from $375 in 2007) for a policy with $8000 deductible a year. She has already fulfilled her deductible this year (paid the first $8K) and had good coverage for her recent pregnancy and childbirth.She understood the baby was covered for the first 30 days under the mom's policy. Well...yes the baby is